Technology for RIA's
Your tech stack is fragmented, your vendors overpromise, and the SEC just added AI governance to the exam checklist. We help RIA's cut through the noise — and we'll tell you when something isn't worth building.
The real problem
73% of RIAs are dissatisfied with their tech stack.
You have a CRM that doesn't talk to your portfolio system. A custodian feed that breaks every quarter. A compliance workflow held together by spreadsheets. And now every vendor is slapping “AI-powered” on the same product they sold you last year.
We don't sell you a new platform to replace everything. We build a connective layer — a fabric over your existing tools — so your CRM, custodian data, portfolio system, and compliance docs work as one queryable system. Your tech stays. What changes is that it finally talks to each other.
What matters right now
The Three Things Keeping RIA Ops Teams Up at Night
AI That Won't Get You an SEC Letter
68% of RIAs are already using AI. The SEC charged two of them in 2024 for “AI washing” — claiming capabilities they couldn't prove. AI governance is now an explicit 2025 exam priority.
We build compliance-ready AI workflows with auditable decision trails — document search, meeting prep, portfolio commentary — and we'll tell you where AI genuinely can't help yet, so you don't waste budget or create regulatory exposure chasing hype.
One Fabric Over Your Entire Stack
You don't need another platform. You need your existing platforms to actually work together. We build a connective fabric across your CRM, custodian feeds, portfolio system, and document management — so you can query across all of them as if they were one system.
No rekeying data. No exporting to Excel to reconcile. No waiting on a vendor roadmap for an integration they've been “planning” for three years. The fabric installs once — then you build on it forever.
Reg S-P Is Here. Are You Ready?
The SEC's new Regulation S-P amendments require written incident response plans, 30-day client breach notification, and documented vendor oversight. The compliance deadline for smaller RIAs is already ticking.
We build cybersecurity and audit-readiness programs for financial services firms — not a generic checklist from an MSP. Even if you don't expect an exam, meeting current best practices gives you peace of mind and a defensible position if something goes wrong.
Straight talk
We'll tell you when it's not worth it.
Most consultancies say yes to everything — more scope means more revenue. We'd rather talk you out of a bad idea than let you overspend on something that won't move the needle.
If your vendor's “AI-powered” feature is just a ChatGPT wrapper with your logo on it, we'll tell you. If a $500K platform rebuild could be solved with a $50K integration layer, we'll tell you that too. We're operators and founders — we've spent our own money on these decisions, and that changes how you evaluate them.
For firms under $500M AUM
Fractional CTO for RIA's
You don't need a full-time CTO. You need someone who's been one — to evaluate your vendors, call out the ones overselling you, design a tech roadmap that actually fits your AUM and ops capacity, and make the build-vs-buy decisions that your current team isn't equipped to make.
Most RIA's under $500M can't justify a $300K+ executive hire for technology leadership. But you still face the same vendor decisions, the same SEC cybersecurity requirements, and the same integration headaches as firms ten times your size. A fractional CTO engagement gives you senior tech leadership scoped to what you actually need — without the overhead.
Common engagements
What We Build for RIA's
- Connective data fabric across CRM, custodian feeds, and portfolio management systems
- AI-powered document search and compliance review with auditable decision trails
- Multi-custodian portfolio reporting with real-time position reconciliation
- Automated Form ADV, 13F filing workflows, and audit trail infrastructure
- SEC cybersecurity rule compliance, incident response plans, and Reg S-P readiness
- Client portals and investor dashboards with secure document access
- AI readiness assessments — where it'll deliver ROI and where it won't
Frequently asked questions
Common Questions
- What technology do RIA's need most right now?
- The three biggest priorities for RIA's in 2025 are AI adoption with proper SEC governance, tech stack integration to eliminate manual data re-entry, and cybersecurity compliance under the new Reg S-P amendments.
- How much should an RIA spend on technology?
- It depends on your AUM and growth plan, but most RIA's under $500M are spending between 3-8% of revenue on technology. The real question isn't how much — it's whether your spend is generating ROI or just paying for shelfware.
- Can an RIA use AI without SEC issues?
- Yes, but you need auditable workflows, documented governance policies, and honest marketing. The SEC charged two RIA's in 2024 for AI washing — claiming AI capabilities they couldn't prove. We build compliance-ready AI implementations with decision trails.
Schedule a consultation
Tell us what's broken. We'll tell you what it actually takes to fix it.
No sales deck. No generic recommendations. A direct conversation with someone who's built the systems you're evaluating — and who'll tell you if you don't need us.